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Virginia M. Mackey

Virginia M. Mackey
Virginia M. Mackey Real Estate
Gloversville, NY 12078

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Millions of Americans own their homes-- nearly 65% of all the United States households. And there are countless easons why these people viewed real estate investment as the "Right thing to do." Investors are always looking for opportunities which can offer them benefits. A homeowner could reap financial benefits by having more cash flow, inflation protection, tax shelter, appreciation and a low rick investment. 

Aside from offering the most consistent, sound, and stable investment opportunities in real estate, homebuying provides another benefit in price of ownership. 

You want to become a part of the "American Dream," to experience the pride of ownership that comes from living in tha taking care of your own home. Plus, you enjoy the freedom of incorporating your own ideas for decorating, renovating or landscaping as you wish. 

History tells us that when rates are low, home prices tend to be higher. And when rates rise, home prices tend to be lower. So when is the best time to buy a home? The truth is that now is the time to buy as long as you are ready. If you wait for conditions to be ideal, you may miss the opportunity to purchase you dream home. 

With continuing changes in tax laws, mortgage packages, and market conditions, real estate investment requires more expertise now than ever before. Your CENTURY 21 real estate professional has the knowledge and skill to assisst you through the process of home selection and home buying. 

Owning a home is not only the largest investment most people make in a lifetime, it is also one of the wisest.

Ask Virginia

What are the differences between a condominium, a townhouse and a co-op? 
A townhouse is a style of construction, whereas condominium and co-op are types of ownership. A townhouse is basically a building or unit that shares a common wall with the building or unit next door. The walls are usually straight and entry is usually from the ground floor. Townhouses usually have two or more stories. A townhouse can be a style of condominium. 

A condo is where you own the actual structure of the building jointly with the other members of the association, along with common areas such as swimming pools, tennis courts or other common areas. Individually, you own the airspace and interior of the structure, but not the building itself. You and the other members of the association own the structure together. 

A co-op is where you own shares of a corporation or organization that owns the larger structure, and ownership of those shares gives you the right to occupy a specific unit or apartment. 

Virginia's Monthly Column

Staging Your Home For Sale - Is It Worth The Investment? 
For the past three months the average selling price of a staged home was 19% above the listing price while the unstaged home was only 15%. The 4% difference more than paid the staging cost. 
Here are the ten secrets fo selling from Marelen Wharmby, a successful home stager: 

  • Freshen up the home by painting walls a light, neutral color, such as antique white. Lighter colors appeal to a wider range of buyers and make each room look larger. 
  • Take a close look at the floor coverings in each room. If you have hardwood floors under the carpet, you will always make money by removing it, even if the floor is not in perfect condition. 
  • Allow as much light as possible to enter the room. Open up or remove all draperies, blinds, shades or other window coverings. 
  • Removing the clutter of everyday life - all utilitarian items, stacks of paperworks, toiletries, kitchen utensils, electronic equipment and television sets. 
  • Remove furniture from each room that does not go with the decor, such as items that stand out too much and items that are worn or of an unappealing color. 
  • Place the remaining room furnishings in a way that makes best use of the character of the space. A room should be balanced so that people do not focus on one particular piece of furniture. 
  • Now that you've removed the clutter from your home, adding some nice but inexpensive accessories will greatly elevate the perceived value of the home. 
  • Clean, clean, clean. Every crevasse within the home should be spotless and gleaming. Even your normal weekly cleaning can not come close to the quality of clean you need. 
  • You can't over spend on fresh plants and orchids, elaborate floral arrangements and landscape plants. All these provide a strong addition to the ambience you want to create. 
  • Go on vacation! The houses that sell for much higher prices are homes that do not have the slightly disheveled look which comes with showering in the morning and cooking dinner in the evening. Being gone also will lower your level of stress and make the house easier to sell. Think of it this way: Your vacation will actually make you money.

Virginia M. Mackey | 518-773-3298 | Contact Me
226 East Fulton St. - Gloversville, NY 12078
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